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Looking back on a year of Nano development - Presented by NanoLinks

I think this list speaks for itself. Thank you for this year Nano community and see you in 2021 for even more fun! We are only getting started 🚀
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u/iB0mmel
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I am 36 years old, make $66,900, live in Portland OR and work as a Data Coordinator.

Section Zero: Background
Hello all, happy hoildays! I stumbled upon this subreddit not long ago and have enjoyed the commentary and experiences everyone's shared. Wanted to add another perspective from a mid-30s first-gen American. I've had some missteps regarding careers and finances, but I feel like I'm in a slightly better place now. I tried YNAB in the past but I wasn't consistent enough with it. These days I use Mint to monitor my finances and have a "Finance Friday" each month to review all my accounts and spending. I currently live with my partner TJ and his dog RR. We do not combine finances, but he has been unemployed since March. I have helped him with some bills and basic necessities here and there until he finds his next job or career.
My current financial goals are to just maintain a status quo and not get any debt until pandemic times are over. Then I will focus on a house remodeling fund and savings for taking care of my parents.
Growing up, what kind of conversations did you have about money? Did your parent/guardian(s) educate you about finances? My parents taught us about money from a frugal perspective. They are immigrants who worked in food service/factories. There was always this “save save save” mentality. Even when they started their own small business, we saved like there was no tomorrow. In high school, my calculus teacher bought us all “The Millionaire Next Door” book and had us read it as an assignment - that was my first structured introduction to finances.
Did you worry about money growing up? No, there was always food on the table and a roof over our heads. I knew that our extended family would support us if needed.
Was there an expectation for you to attend higher education? Did you participate in any form of higher education? If yes, how did you pay for it? Yes. My dad didn’t finish the high school-equivalent in their country, while my mom did finish high school, but no college. My older and younger siblings took a different path in life after high school. I am the first and only in my family to graduate from college. My parents covered all tuition for my two bachelor degrees with the agreement that I support them fully during their retirement and send them gifts/extra money whenever I can. I feel very lucky and privileged that they were able to provide that education for me.
At what age did you become financially responsible for yourself and do you have a financial safety net? 24 when I went on a work holiday abroad. My family was always available to help when needed, but the experience abroad helped me stand on my own feet. As an adult, I also inherited that “save” mentality and put a lot of my earnings towards savings. I didn’t date until my 30s, lived frugally, didn’t go out to eat/hangout with people, shopped thrift stores, and had very few hobbies. I am starting to “live a little” now though.
Do you or have you ever received passive or inherited income? Aside from the tuition, my parents have helped with a down payment for my first house and living costs during periods of unemployment.
​
Section One: Assets and Debt
Retirement Balance
If the place I was working at offered a 401k, I would always contribute up to the company match. I started my IRA in my mid-20s and would try to contribute the yearly max. I've stopped that the past 2-3 years though. My Other Brokerage is some play money, but I got tired of staring it and switched to index funds. I haven't contributed anything to it in a few years.
Equity if you're a homeowner
Purchased my first home for $382,000 with 20% down, right before lockdown earlier this year. Perfect timing, right?? I plan to live here until my retirement. My parents contributed $15k while I used most of my savings for the rest.
Savings account balance: $3,073
Checking account balance: $7,800
Credit card debt: I charge everything on my credit card for the points, then pay it off each month using my checking account balance.
Student loan debt: Traditionally no student loan debt as mentioned in Section Zero.
​
Section Two: Income
Income Progression (listed as gross income with cost of living area):
High School
College and first “career” job
Mental health break
College (again) and second “career” job
Third “career” jobs
​
Main Job Monthly Take Home:
Monthly Net (paid bi-weekly): $2,758
Deductions:
Side Gig Monthly Take Home:
No side gigs at the moment, but I am thinking of signing up on Upwork.com and doing Excel/data entry projects to help pay the mortgage.
Other Income: TJ’s friend will be staying with us for a month in January, who will pay rent of $800 including utilities. Depending on how that goes, we may take on a roommate in the spare bedroom long-term.
​
Section Three: Expenses
Mortgage - when I bought the house, the plan was that I would charge TJ a portion of the mortgage costs as “rent”, but since his unemployment I am now covering it all myself.
Regular Monthly Payment: $1677.57
HOA: $30/year
Retirement contribution: Nothing additional than what's been mentioned.
Savings contribution: I used to do $50-100/month, but since COVID I’ve stopped contributing to my savings account.
Investment contribution: None at this time.
Debt payments: $100/month towards TJ's credit card balance of $2,307.
Donations: $10-20/month, usually towards Omaze or Planned Parenthood.
Utilities:
Cellphone: On my parents plan.
Subscriptions:
Gym membership: Pre-COVID I did Orangetheory for a year. I started to pick up free exercise equipment from Craigslist this year, so we have a small garage gym now and utilize YouTube exercise videos instead.
Pet expenses: $10/month. TJ has stockpiled some Costco canned dog food before unemployment, but once that runs out I will likely cover the costs. We also started to make homemade dog food to help supplement.
Car insurance: $460 every 6 months. Car is paid off.
Regular therapy: I will start in the new year. Not sure what the costs are yet, but I will use my HSA to pay.
Vitamins/Medications: $20/month
Groceries & household items: $75/month
Miscellaneous (eating out, house purchases, gifts, etc): $100/month
​
Section Four: Money Diary
Monday
6:30am Neighbor starts up their truck. We joke that it's our natural alarm clock. They idle for about 15 minutes before heading off. I go back to bed.
9am My real alarm goes off. I put the electric kettle on for some morning tea. While it's boiling, I do my morning routine: drink glass of water, take synthroid, use bathroom, brush teeth, quick shower. I then make tea - Jasmine Pearl English Breakfast with dark forest mix. I started ordering loose leaf tea in large amounts back in March instead of small bags or single serving packets. Seems more economical since I drink it daily. I let the dog out into the backyard so he can do his morning routine.
9:30am I go through my daily tasks for work. They entail checking processes and reports to make sure they ran successfully overnight. I then answer some emails and catch-up on Slack channels.
12pm Lunch is leftover roast chicken and quinoa from Saturday. I heat it up in the instant pot. Love that thing! Almost every meal of ours involves the instant pot. We hardly use the stovetop. We then walk the dog to the business park across from our neighborhood. There's a very short trail that runs along a drainage creek by the business park. It's quite muddy, but has a nice woodsy feeling. Over the summer, we saw sumac trees there as well. Free sumac spice!
1:30pm Department meeting on Zoom. Our director announces his resignation on the call. Everyone is shocked! Layoffs were announced for next year but this was not a part of it. I think it's a good move for him and he doesn't have to have this worry of layoffs over his head.
3pm I meet with an engineer from another team and talk about a data source they are in charge of. He helps me out in understanding it and we identify most of the fields that I need for a project I’m starting.
5:30pm I check in with my partner. He's been watching LinkedIn tutorials on internal recruiting, job coaching and general computeoffice skills. It's a career change that he wants to make - something where he can talk to and help people. He doesn't have a bachelor's, only an associates, and hopes these tutorials will get him a leg up in the job search. I sent him some entry level HR admin roles the other day and remind him to apply. I then heat up leftovers: homemade chana masala and rice. I add some butter and coconut milk to thin it out, so there's enough for both of us.
10:30pm I take some magnesium, vitamin D and Airborne. I say goodnight to the dog who sleeps in the office. Then I say goodnight to TJ. He sleeps in the spare bedroom on weeknights due to his snoring keeping me up. I'm a light sleeper while he is a pretty deep sleeper.
Daily total: $0
Tuesday
9am I check Reddit Secret Santa. My match seems like a really good person. Not sure what to get, but most likely will purchase something off their wishlist. I wish I was more creative with my gift giving.
11am Meeting with business stakeholder. She submitted a few changes to an existing data process about a month ago. I make the change while on the call and have her test. Success! Marking it off the todo list. I love when we can finish things directly on a call.
12:30pm I come out of my office to make lunch. I notice my partner is not home. I check my messages and see that he's stepped out to pick up a few things. I ask for celery, carrots, and kombucha. $17. I make a quick charcuterie board for lunch: Costco salami, cheese, homemade hummus and Triscuits. It's a simple, fast meal that’s always in our rotation.
2pm My partner is back and we take the dog out for a walk and quick round of disc golf at a nearby park. We mask up and play only a few holes. Disc golf is a pretty frugal activity, you only need 2-3 discs to get started. TJ remarks that my throws are getting better, but then again they weren't great to start with. We talk about Christmas/Birthday gifts on the way back home since he was born on New Years Day. He mentioned snowshoeing but asked to not spend that much. I'll do some research!
5pm I think about personal career projects. Should I put up a portfolio of projects somewhere? I decide to try and pull some Yelp data. There’s not a lot of data points that I was interested in. Regardless, I tinker with it for an hour. TJ asks if I'm hungry. I said not so much, but felt thirsty. Maybe some ginger soup tonight?
7:30pm Dinner is served - ginger carrot soup made in the instant pot. We eat some rice crackers with it. Lately I feel like we've been eating more vegetarian dinners. It definitely helps stretch our food budget. We end the evening by finishing Fargo season 3 on Hulu.
Daily total: $17
Wednesday
1:30am I'm woken up by the dog. He's been sneezing a lot and wheezes at random intervals. TJ doesn't have the money for a vet visit but I've offered to pay as long as he calls to make the appointment. I give the dog some coconut oil, rub his belly until he seems better and go back to bed.
7am Garbage day. We usually put it out the night before but I forgot. I get up to go, but TJ handles it. I think, at least. I'm too sleepy to pay attention and go back to bed.
9am I wake up and rinse some dishes that have piled up and put them into the dishwasher. We both grew up in households that had a home dishwasher, but forbade from using it. It was drilled into us that hand washing saves more water, unless you had a restaurant/industrial dishwasher. I think with modern home dishwashers, that's changed, so I wanted to try it out with our dishwasher and monitor the water bill. Don't have any dishwashing pods or powder, so I put some OxiClean in it.
12:30pm I overhear TJ on a call with a recruiting agency. It seems to be going well, lots of laughing. I heat up some taco lasagna that I freezer meal-prepped last month.
2pm Collaborate on a project at work with an engineer. My manager put me on this project since I was asking for an assignment on a more technical team. I'm learning tidbits here and there, but I don't feel like it's structured enough.
5pm I do an Orangetheory-At-Home workout and try to break a sweat. It's not the same as going to their studio.
6pm Charcuterie for dinner. Our fridge is full of store-bought and homemade pickles that go super well on a charcuterie board.
Daily total: $0
Thursday
7am I wake up tired. The house has been feeling more cold, which woke me up a few times. We keep the temp at 72F during the day, at night around 68F since we thought the bedrooms keep the heat in pretty well. My mistake!
9am I do my usual morning routine and login to work. My team mostly spends the morning sending each other emojis.
11:30am Lunch today is mini quiche, frozen chicken and veggie entree, and hot dogs. Not the most cohesive meal, but it fills the belly.
12:30pm TJ heads out to his mailbox that's 30 minutes away. He is still waiting on his tax return and a 401k withdrawal. His taxes had to be filed by mail for some reason, then the IRS office shut down due to COVID. So he wanted to see if it arrived yet at the mailbox. He also takes the dog to the vet's urgent care on his way. They didn't have any regular openings available until the end of the year, and the dog seemed to be getting worse. I give TJ $40 to mail a gift package to a friend in France and also reiterate that I'll cover the vet bill when he gets it.
4:30pm I pay some bills, my favorite activity (not)! Sewer bill: $59.44 (billed every 2 months). Geico bill: $459.60 billed every 6 months. Then I follow up with my mortgage officer over email. I had sent her some documents for a refinance quote last week, but haven't heard back. Rates keep dropping, so I'm told, but what does that really mean? I do some research on realestate.
5pm TJ messages me and says he'll be back for dinner. I ask him to pick up some Popeyes via drive thru since we both don't feel like cooking today. Popeyes is currently our fancy “going out to eat” food. $24.17 for a 4pc dinner meal and a 2pc dinner meal.
Daily total: $583.21
Friday
8:30am Busy morning at work. My phone is buzzing with emails and Slack messages. I try to answer them while I make tea.
10am Zoom Department happy hour. We reminisce about our director and then play those Jackbox party games. Some of them are hard!
11am TJ asks if he can make me anything for lunch. He suggests savory oatmeal, quick and easy. I tell him that I really appreciate him making meals/doing chores/etc without me prompting. We've been having conversations about "house project management" and mental load because I did most of the chores or I had to continually remind/tell him to do it. I'm really happy to see us progress on this front. I decide to work through my lunch break so I can end the day early. I don't often do that, but I'm ready to get the weekend started.
2pm I check on TJ in the spare bedroom and ask if the dog has been fed yet, since he was nipping at my feet. I notice something off about TJ and ask how he is doing. TJ is depressed about his personal life, career, finances. He doesn't know what to do, spends half the day meditating and reflecting on past trauma. I've been prodding him to get a therapist but he is confused about his insurance. He makes an appointment with a primary care doctor first. I feed the dog some homemade dog-friendly beef stew.
4pm My mom swings by the house (but doesn't enter). She currently works at a school who distributes free USDA food boxes since March. There's often many boxes leftover that would go to waste, so she will grab a box for us. Onions, potatoes, beets, turnips, eggs, cheese, butter, frozen veggies and frozen chicken. She also brought her vintage pasta maker. I asked last week if she ever used it these days and her reply was “no, feel free to have it”. I love pasta and noodles and figure it would be great to make it ourselves as a frugal hobby.
8pm We catch up on Mandalorian and watch silly Youtube videos before heading off to bed.
Daily total: $0
Saturday
9am I open up my web browser and look at Craigslist and NextDoor for free stuff. I've been scouring for free landscape rocks, pegboards, and wood for house projects. I had this grand ambition to redesign our backyard. It faces our neighbor and currently the fence is pretty low. They can see into our kitchen and bedroom and we can see them. But y'know, COVID and going from dual income house to single income means it all has to be put on hold. So I've been looking for free items in the meantime. Over the past months, I've gotten planter pots, plant cuttings, a raised bed, stepping stones, all from free listings. I don't see anything worthwhile so I go and make some tea.
11am I look at Amazon and make some purchases for Reddit Secret Santa. A foodie kit, DVD of their favorite movie, and some cute pens for their writing hobby. $54. I hope they like it!
12pm TJ heats up leftover stir-fry for lunch for us. I put on some Binging with Babish and we watch how to make pasta. We have a plan - TJ makes the pasta, I make the sauce. Perfect date night activity at home. We watch some more videos on pasta and noodles to educate ourselves.
4pm I start prepping veggies. Big batch of onions, canned tomatoes, ground beef and butter in the instant pot. Meanwhile, TJ works on the pasta by following Babish's instructions.
7pm We gorge on fresh made pasta and bolognese sauce. It's so good! We end up watching Fargo.
11pm Usually I'll be in bed by now, but it's a Saturday and not tired yet (probably because of all that pasta). We play some Kirby's Dream Course on the Switch.
Daily total: $54
Sunday
10am Quick walk around the neighborhood with the dog. He's on a new routine now with the medicine he's taking. It seems to be helping his breathing issues.
11am The pasta maker and flour is still out since we didn't clean up yesterday. There's some old pie crust in the fridge so I roll it out with the pasta machine for mini quiches. (Sally's Baking Addiction blog is my go-to place for her all-butter crust and quiche recipes btw). TJ helps by mixing up the eggs.
3pm I play some Genshin Impact (GI) on my phone while TJ plays Starcraft in the office. I don't usually play gacha games, but the Zelda BotW-style of GI appealed to me. A gacha game is a game with randomized characteitem boxes that you use real-money to purchase a “pull” or to spin the wheel. I know the gacha parts of the game can be a real money sink if you get addicted to them, it’s almost like gambling. My main team is Fischl, Bennett, Barbara and Noelle. I level up to AR 22 and look up free-to-play tutorials for the game.
6pm There's some leftover pasta from yesterday, enough for both of us. I throw in some roasted beets to round out the meal. We watch more Fargo while eating. Almost done with Season 3!
10pm I find a tour operator who offers a small, socially-distant snowshoeing tour up on the mountain. I reserve for two people - this will be TJ's Christmas/birthday gift. $75. Off to bed for another workday.
Daily total: $75
Weekly Total: $689.79
Section Five: Reflections
Aside from the car insurance bill, this was a typical week for me, COVID or not. We make the majority of our meals at home and usually splurge on drive-thru/delivery once every other week. I may have overspent on the Secret Santa gift, but I don't often give gifts out to friends. It's not something our family does either. For TJ’s Christmas/birthday gift, we usually talk upfront about costs. I’ve gifted him fancy restaurant experiences the past 2 years, since we can share that experience, but obviously can’t do that now. Snowshoeing is a nice change of pace.
The conversations with TJ this week have given me thought on how to approach him differently about finances and working together in a relationship. I’m still unsure about the future financially, particularly as my parents near retirement age and that TJ has pulled out his 401k to pay his debts. I don't know if I can support both my parents and TJ together, so I am finding ways to upskill and/or side hustles without becoming a workaholic or bogged down by stress.
Writing this money diary was also the first time where I really paid attention to my past income and current income. I might be contributing too much into ESPP that could go towards the 401k or mortgage instead? I also seem to have been underpaid for what I did in past jobs, even in a LCOL area.
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Even though the company is licensed in Curacao, which would clearly give the impression that they would take players from the U.S., Golden Star doesn’t allow Americans to deposit or gamble. Well, actually… there is a way, but you need to be aware of what you are getting into. It seems that U.S. players who use Bitcoin to deposit can actually create real money accounts and play at the tables. However, there have been several instances of players trying to withdraw their funds which, once it was determined they were in the U.S., had those funds confiscated and accounts closed. It is hard to say if you can withdraw right into your Bitcoin account without it being detected, but for the time being, I do not advise you try this from the States unless you are willing to take the risk that your deposit may be taken away from you.
As for other restricted countries, here is the list:
  • United Kingdom
  • Spain
  • United States
Also, please bear in mind that certain software suppliers restrict what countries are allowed to access their games. As a result, you may find some of the games written about in this review are not actually available in your country. The best thing to do is to create an account, and you will be able to see all the options for your casino play.

Software Suppliers

As mentioned, Golden Star has chosen to work with several software partners for their brand. This is excellent news for you; the company has chosen a broad spectrum of vendors including some of the most prestigious in the industry. You can find games from the following companies currently at Golden Star Casino:
  • Microgaming
  • Betsoft
  • Net Entertainment
  • iSoftBet
  • Endorphina
  • Ezugi
  • Amatic
  • SoftSwiss
  • Quickfire
  • Belatra
  • Pragmatic Play
The casino games at Golden Star are available in a no-download format, meaning you can play them instantly through your browser. Many of the games are also formatted to be able to be played on most mobile phones or tablets, allowing you to take your casino experience on the move with you no matter where you are.
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The Good Stuff

Jackpots

I love a casino that not only has several progressive jackpots available for its players but one who isn’t shy about telling you who has won them. At Golden Star, you can select from over 20 different jackpot games, and if you look on their jackpots page, there is a scrolling bar of recent winners; no one like to see that a jackpot isn’t paying out. Give some of their jackpot games a go if you want to get a little something extra out of your slots experience.

Bitcoin Slots

This is an interesting option for players; there are slots in the casino lobby that are designed for Bitcoin-only play. Why would a casino do this? Well, with the fluctuating value of Bitcoin these days, players may not want to get hosed on exchange rates. Also, this is an excellent way to have players learn about Bitcoin by having to think regarding the cryptocurrency throughout their entire casino experience.
Satoshi’s Secret is the most popular Bitcoin game in the industry, and you can try it at Golden Star Casino for free if you like to get a feel for the slot machine.

The Bad Stuff

Complaints about Terms and Conditions

No one likes to see complaints about an online casino, and many times I can dismiss them as individuals who are just upset that they lost their money. However, there are recurring concerns about the changing Terms and Conditions at Golden Star Casino. The company denies that they have made any changes without letting their players know, and have taken a strong stance on that accusation. I will continue to monitor that situation; if I find it to be actually happening, then it will be a big strike against the casino.

Games limited by Country

I’ll add this to the Bad Stuff because I live in Canada, and as a result, I am not able to access some of the better games that Golden Star Casino has on their site. While I totally understand why the casino isn’t allowed to offer all their games to all their players, it would be beneficial to have this information laid out in a clear manner somewhere on their website. I would much rather know going in instead of reading a review like this only to find out a game I love is not available when I make my deposit.

Game Selection

As I mentioned, you will find over 900 games at Golden Star Casino. I am going to take a look at all the different categories in more detail for you now.

Slots

It isn’t surprising to hear that the majority of available games in the Golden Star Casino lobby are slots games – this goes for almost every casino in the industry, whether online or land-based. However, having the multiple providers allows this casino to provide you several different looks to their slots catalog. They range from the fantastic content of the Microgaming slots to the 3D slot games that made Betsoft famous.

Table Games

The table games options at Golden Star Casino are a bit underwhelming considering how many suppliers the company has partnered with. Now, I may be missing some of the table games because of where I am reviewing the site from; all accounts are that they aren’t using Microgaming or NetEnt for games outside North America.

Video Poker

Along the same theme, there aren’t as many video poker variants as I would like to see at Golden Star Casino. I know that I am in the minority when it comes to video poker; I like the game more than most people do. Still, an online casino should easily be able to offer as many games as they can. Maybe they will read this review and add some from their vendors; I know they are available!

Specialty Games

One area where Golden Star Casino has apparently spent some time in development is in the Specialty Games offering. Using their partners like Quickfire, the casino gives you many different types of games to play that are not like the typical table games and slots. Many of these games have worse chances of coming out a winner, but I always consider them to be a nice way to take a break from a long session at the Blackjack table.

Live Dealer

Golden Star Casino has selected Ezugi as their Live Dealer provider. While the studios and dealers used by Ezugi are quite nice, there isn’t much in the way of selection from a games perspective. You can play the following games via the Live Dealer function:
  • Bet on Numbers (Bingo variant)
  • Keno
  • Blackjack
  • Roulette
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PROMOTIONS

The promotions at Golden Star are pretty bland overall. They are focused on the deposit bonuses as their primary form of attracting to you to their brand. Here is an overview of the bonuses currently available on the website:

First Deposit Bonus

  • 100% up to €100 or 100 mBTC + 100 FREE SPINS
Make your first deposit in Golden Star Casino and get up to €100 or 100 mBTC and 100 free spins in the Lucky Sweets slot

Second Deposit Bonus

  • 75% up to €100 or 100 mBTC
Keep having fun! Make your second deposit, and we will refill your balance up to €100 or 100 mBTC.

Third Deposit Bonus

  • 50% up to €100 or 100 mBTC
More and more bonuses for you! Get up to €100 or 100 mBTC on third deposit!
The company does have one ongoing bonus for players who play on the weekend. They have a “Have A Nice Weekend” recurring bonus of 50% up to $50 or 50 mBTC.
Overall, it is pretty disappointing to see no leaderboard or jackpot promotions, especially given how many games they could use for these types of offers.

Tournaments

Golden Star Casino does have a large selection of tournaments running on a daily and weekly basis. For someone who gets bored with slots play pretty quickly, I enjoy the tournament concept; if I go on a long run, I can make some additional cash, and it is the only way I actually see any other screen names while I am at the casino.
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Banking

As I have discussed many times in this review, the company seems to be very focused on making you a Bitcoin user, offering special games and bonuses for players who use the cryptocurrency. Golden Star does also have traditional payment methods available to its players; of course, each will be restricted by what countries are available. The most up-to-date payment methods for your country will be listed in the cashier section of the lobby after you login to your account.

Deposit Methods

  • MasterCard
  • Neteller
  • Visa
  • iDEAL
  • Sofortuberwaisung
  • QIWI
  • Trustly
  • Skrill
  • Yandex Money
  • Sberbank Online
  • Cubits
  • Comepay
  • Mobile Commerce

Withdrawal Methods

  • Bank Wire Transfer
  • Neteller
  • Visa
  • iDEAL
  • QIWI
  • Skrill
  • Trustly
  • Yandex Money
  • Cubits
  • Comepay
  • Evroset
  • Mobile Commerce
  • Sberbank

Comp/VIP Program

Golden Star Casino does offer its players a hybrid Comp/VIP program. In essence, this is a comp program that has tiers to it, giving you more enticing conversion rates for your comp points. While I am a big fan of casinos that give you comp points that you can cash in for real money, I am disappointed that there isn’t more to the VIP part of the program. I am hopeful that there is a more individual program that they just don’t advertise.
Here are the levels of the system and what conversion rates come with each level.
  • New Star – (0-149 CP) – no exchange
  • Bronze – (150-999 CP) – 14:1 Exchange
  • Silver – (1000-4999 CP) – 13:1 Exchange
  • Golden – (5000-14,999 CP) – 12:1 Exchange
  • Platinum – (15,000-29,999 CP) – 11:1 Exchange
  • Diamond – (30,000 CP) – 10:1 Exchange

Customer Service

Customer Service at Golden Star is available three ways: a web form on the Support page of their website, email or Live Chat. There is no phone number to reach the casino at this point; the only way to get a hold of them in real time is via the Live Chat function.
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submitted by freespinsbonus to u/freespinsbonus [link] [comments]

After 15 years, EVE Online is having it's first $1,000,000 battle tomorrow. Here is your guide to the action.

tl;dr: Four years ago there was an EVE battle where $300,000 worth of stuff was destroyed, and it made the news. After that battle, EVE’s greatest player, The Mittani, made a bunch of money selling out his massive 15,000 person super-organized gaming community to other games for cash. This went well, but then he tried to raise $150,000 in a kickstarter to get Sci-Fi Author Jeff Edwards to write a book about himself and a famous war he won in EVE Online. The rest of the EVE player community revolted against this idea, the kickstarter fell short in spectacular fashion, and the community then united to destroy The Mittani’s EVE empire once and for all, bank rolled by a massive EVE casino run by one guy. Towards the end of that war, the guy who ran that casino was banned because the CS:GO gambling scandal made the game company behind EVE afraid of lawsuits related to gambling. With no money bankrolling them, the EVE community split apart before they could deal the final blow, and now 15 months later, EVE’s greatest player is back for revenge in what could be EVE Online’s first $1,000,000 battle.
Hi, IAMA fleet commander in the MMO video game EVE Online. EVE Online is the game that many of you “love to read about, but would never actually play”. I don’t blame you, it’s a complicated time sink, and if you’re not careful it can add a few years to your college career (plenty of people take 6 years to graduate though, so it’s no big deal). It’s likely that the last time many of you read about this game was back in 2014 when roughly $300,000 worth of warships were destroyed in a single day, as reported by Wired, CBS, ABC, etc. Well, nearly four years later, a crazy timeline of events has led us to what is going to be EVE Online’s first $1,000,000 dollar battle, that will dwarf the size of the famous battle four years ago. This battle will be occurring tomorrow at roughly 20:00 UTC (3 pm US Eastern). Since plenty of you gamers enjoy reading about the crazy people who play EVE Online, I’ve decided to type up a simple guide to the battle happening tomorrow as well as the unbelievable events that led up to it, so you can continue to read about EVE from a safe distance.

A super basic guide to EVE Combat:

EVE combat really isn’t that hard to understand if you’ve ever played even just a few video games and understand basic video game concepts. EVE has many many ship classes, divided into three main groups: subcapital, capital, and super capital. But there are really only two that matter: Titans (the biggest super capital class), and Force-Auxiliary Carriers (the only capital class ship that can efficiently heal capital and super capital ships). Titans are the best ships in the game because they have the largest hitpoint pool by a large margin and they do the most damage. Titans are also the most expensive ships in the game by a large margin, which is why two sides with lots of titans rarely fight each other, and when they do it tends to make the news. The big fight that happened in 2014 that I mentioned above is the last time that two real titan fleets faced off against each other. In that battle, each side fielded roughly 80 titans, with the losing side losing 59 titans and the winning side losing 16 titans. Tomorrow, each side will field over 250 titans, and likely 1,000 support capitals and super capitals. The story of how the game went from a 100 titan battle to a 500 titan battle in 4 years, with no big battles in between, is truly amazing and worth reading for even the most casual observers, but before I get into that here’s a brief aside on why all the news media like to quote EVE battles in $$ values (hint: for clicks, but it’s technically accurate).

How did $300,000 get destroyed four years ago? And why is this a $1,000,000 battle?

Though a majority players are content to just pay the monthly subscription and play the game, EVE Online has a convenient method for calculating the conversion rate of in-game currency (called ISK, I’m going to use ISK from now on) to real world currency because it allows its players to buy “subscription time” and sell it on the in-game market for extra ISK. Basically, I can take $15 dollars, buy a 30 day subscription code, put that on the in-game market, and someone can use ISK to buy that game time and play the game for free. Using this, we can calculate the conversion rate for any ship or item to generate amazing headlines so the EVE players can justify how much time they all spend on this game.
Fun Fact: Just like other games with microtransactions, there are crazy people in EVE who blow stupid amounts of money on this game. Not many EVE players know this, but the current Chinese Player group (Fraternity Coalition) has had their current war funded by one guy for the last two months, and he has spent $70,000 doing that, and they’re still going to lose anyway, which is kind of hilarious.
But enough about that, let’s get to the fun part, the crazy story of how the game got to where it is today.

Why are $1,000,000 worth of nerds facing off in a battle tomorrow?

The great thing about this story is that we can pick up right where we left off in 2014. After that big giant battle, the winning side (The ClusterFuck Coalition, CFC from here on) were kings of the universe. While they didn’t own all of the space, it was clear that no one could challenge their power. Their leader, The Mittani, had built the largest and most organized online gaming organization on the internet, with an estimated member count exceeding 15,000 people, and capable of summoning over 1,000 players to login to the game at a moment’s notice. With nothing left to conquer, he decided to try and grow the CFC into something even greater. He had already started a gaming news website named after himself, so he started a Twitch channel to go along with it, and then started cozying up to people in the gaming industry. He started approaching different gaming companies and offering to bring the CFC to their game if they would give them special promotions and free ingame items, and this worked. They did this for Planetside 2 and H1Z1. The Mittani would constantly push these promotions on his members in the CFC, and for the most part this went pretty well.
Then, in late 2015, they decided to aim even higher. The Mittani had somehow gotten to know Sci-Fi author Jeff Edwards, and convinced him to write a Sci-Fi book about a war that happened in EVE Online. The Mittani was going to do a $150,000 kickstarter to pay Edward’s fee, and his media machine spun into full action to attempt to raise the money from not just the CFC, but the entire EVE Online community. There were two problems with this plan though: 1) The CFC was starting to turn on the idea of being constantly harassed for money, and 2) The war he wanted to write about was one that his side won, and The Mittani, famous among EVE players for his ego, was likely going to be the main character. The final straw was when he renamed his gaming organization to ‘The Imperium’, because ClusterFuck Coalition wasn’t advertiser friendly. The events surrounding the failed kickstarter are immortalized in one of /eve’s greatest post
The EVE community was ready to revolt, but it took the richest person in EVE Online to get them all together into a cohesive coalition capable of defeating The Imperium/CFC. That person was Lenny, who ran a wildly successful casino website where players could use ISK to play. Bank Rolled with virtually infinite money, the newly formed Moneybadger Coalition absolutely steamrolled the Imperium in a few months, taking every single piece of land they owned. The Imperium retreated out of their territory, and most of the Moneybadger Coalition was content to let them run away, satisfied that if the Imperium ever threatened again that Lenny would be there to throw money at the problem.Rock Paper Shotgun wrote a good summary of the war
Then, the CS:GO Gambling scandal happened, and the company that makes EVE Online, CCP, became scared that lawsuits could start coming their way if they continued to allow a giant casino website to run using in game money. This was exacerbated by the Imperium publicly whining and complaining about the casino website for weeks, until CCP made an announcement. The announcement declared that gambling was no longer allowed with ISK, and that they had identified one player who was trading ISK for real life currency against the rules. Though Lenny still denies it and no concrete evidence was ever provided, Lenny was banned from the game and all of his in game assets frozen. Moneybadger's bank disappeared in a single day.
It was August 2016 by the time the dust settled, nearly 10 months after the failed kickstarter, and the galaxy slid into a semblance of peace. But The Mittani swore revenge (publicly on his twitch channel), and what followed was the game’s greatest arms race, with the Imperium/CFC and the former Moneybadger forces each building massive super capital fleets. Over the past few months the Imperium has been hinting at a major invasion, even feigning a few attacks north into Moneybadger space. But that time is now over. Suddenly and without warning, the Imperium turned a harmless border skirmish into a full scale invasion, catching the Moneybadger forces with their pants down. Tomorrow is the first decisive battle of this new war, it could potentially dwarf the famous battle from four years ago.

So what will actually happen?

In all likelihood? Nothing. And it’s at this point that I must reveal the reason for typing this post. You may be thinking, “Wow, EVE has a really engaged community for someone to take the time to type up a post like this”, but oh how naive you are. The purpose of this post is to point out that the fleet commanders on both sides of this battle are nothing but complete cowards.
I’ll tell you exactly what’s going to happen. The Mittani will hype his people up for hours, and the Moneybadger people will do the same. Then their fleet commanders will get their fleets onto the field of battle and place them into their “safe zones” that they’ve setup for themselves (it’s a dumb new game mechanic). Then, they will stare at each other for literally hours, and send out NPC drones that they barely control that mostly do nothing, while leaving all of their Titans in complete safety. They will then each make up a bunch of excuses, declare the other side as “cowardly” for not directly charging into their defensive position, and tell everyone to log off from the game. Don’t believe me? Everyone in EVE knows this, even the players involved in tomorrow’s battle. I’m serious, here was the top post on /eve for most of today from a group within the Imperium
Don’t let these people tell you it’s “the game’s fault that they can’t fight each other”, it’s no one’s fault but their own. I’m just hoping that both sides don’t end up staring at their computer screens for 8 hours tomorrow doing nothing, but that all depends on the fleet commanders.
submitted by CSMprogodlegend to gaming [link] [comments]

Ads for 2017-02-07 (1 / 2)

Subreddit Title Brand
Showerthoughts As a person who's using Microsoft Office with more than one language, I find it almost unbelievable when the program doesn't screw-up things when I change from one langue to another while typing. Microsoft
IAmA I have been a sales rep for T-Mobile, Verizon, Sprint and AT&T. AMA Sprint
AskReddit Taco Bell employees of Reddit, why when I order a Taco 12 pack, do you only give me 2 sauce packets when I ask for sauce? Bell
explainlikeimfive ELI5:What does Walmart do with the bag tax? Walmart
listentothis Tauk -- Rainwalk Instrumental Progressive Rock 2016 Progressive
Showerthoughts If it was 1917, more people would have been "offended" by the Superbowl Audi commercial than the Anheuser-Busch commercial. Audi
AskReddit If you had access to DJT's Twitter and could untraceably tweet one message, what would it be? Twitter
todayilearned TIL that there were 14 Presidents of the United States before George Washington United
todayilearned TIL the cars on Uber map are just a cartoon to make the UI look nicer; they are not necessarily there Uber
AskReddit I'll be going to IKEA for the first time soon. What are some of your reccomendations for useful pieces of furniture? IKEA
funny Was shopping at Target for home decor and got inspired. Target
EarthPorn Welcome to the southernmost point in the United States. Hawaii, USA OC4000x6000 United
EarthPorn Torreys Peak, Colorado, United States 4928 x 3264 OC United
Jokes Throughout the history of the United States, African Americans have been marginalized and vilified as being lazy, untrustworthy and unintelligent. They've even been called less than human. But times have changed. United
Showerthoughts The entire O.J. Simpson car chase just seemed like a very long paid advertisement for the Ford Bronco Ford
Music Le Orme - Collage 1971 Italien Progressive Rock Progressive
todayilearned TIL Despite being banned in 11 countries, criticized by numerous religious organizations, and boycotted by the Vatican, The Da Vinci Code still managed to become the second highest grossing film of 2006. Vinci
worldnews Man caught streaming PPV on Facebook will face legal action by TV provider Foxtel Facebook
pics Inside of FedEx Boeing 757 without any cargo Boeing
pics Inside of FedEx Boeing 757 without any cargo FedEx
nottheonion Patriots Owner Robert Kraft Still Wants Vladimir Putin to Give His Super Bowl Ring Back Kraft
mildlyinteresting My friends chicken tender was the Nike symbol. Nike
videos The Lego Movie but without Lego Lego
AskReddit Serious English/British cultured people, what is your societies overall view on the United States now and throughout history? United
gaming Real classy, Youtube ads. Youtube
funny My aunt got an Apple watch for her anniversary Apple
gaming Uh, has anyone checked on the mental health of the Xbox programmers recently? Xbox
AskReddit SeriousReddit, it's a time of great political turmoil in both the United States and Europe. How are ordinary people able to go on with their lives? United
todayilearned TIL Opioid overdose deaths topped 33,000 in the United States in 2015. United
todayilearned TIL that Julian Hayward, a 38-year-old native of Great Britain, paid the highest bid in an online auction US$100,000 for a suite on the first commercial flight of the Airbus A380. The price Hayward paid in the auction allowed his friend to have a suite on the flight as well. Airbus
Showerthoughts X was probably hard to get across before Xerox and x-rays. All you had to fall back on was xylophone Xerox
television The CW just aired this amazing commercial to tie the Arrowverse to the upcoming Lego Batman Movie. Lego
funny Pen Pineapple, Apple Pen Mug Apple
listentothis NightmareOwl -- Complicated Puzzle Live Synthwave / Progressive Electronic 2017 Progressive
aww The only picture that came out well because Winston doesn't like staying still Winston
worldnews Travel Ban Issues - Apple, Google, Facebook and other US tech giants file legal action over Donald Trump's Facebook
pics Tree of Life, Walt Disney World Resort Walt Disney
AskReddit If you were locked out of your Toyota Sienna, how would you get it open? Toyota
gaming What are the best horror games on Xbox one? Xbox
videos Jeep Home Tour - MTV Cribs Style MTV
funny Complaint received via Facebook for NZ largest mens clothing retailer....... Facebook
gaming My brother downloaded this on my Xbox and is happy, my other brother on ps4 is jealous. I don't know what's going on. Xbox
AskReddit What is the McDonald's of your country? McDonald's
AskReddit Have you ever found yourself on Google earth? If so do you remember what you were doing at the time? Google
AskReddit A Apple ID is locked and forgot the security questions how to unlock that Apple ID ? Apple
mildlyinteresting Taco Bell hot sauce packet without a saying 😳 Bell
AskReddit Serious A Apple ID is locked and forgot the security questions how to unlock that Apple ID ? Apple
videos A short film about Japanese Subway Thereminist- Llamano! Subway
worldnews Cuban President Offers Condolences after Kyrgyzstan Boeing 747 Crash That Killed 37 Boeing
explainlikeimfive ELI5: who decides what "makes the cut" to show up on Google news? Google
AskReddit What are some of the toughest things Google because it's too generic sounding and gets bad results? Google
TwoXChromosomes Anyone else getting irate with Victoria's Secret staff? Victoria's Secret
worldnews US Justice Department defends 'lawful' Trump travel ban - BBC News BBC
mildlyinteresting Taco Bell hot sauce packet without a saying 😳 Bell
sports Did ESPN just forget about the Penguins? ESPN
news Police, Health Agency To Offer Treatment Instead Of Jail « CBS Baltimore CBS
videos Hack 10000 Likes On Facebook Photo,Status,Page 100% Working 2017 Facebook
worldnews 'If trade stops, war starts,' warns Alibaba founder Jack Ma Alibaba
AskReddit If you were the ceo of Johnnie Walker Whiskey, which celebrities would you pay to endorse your products? Johnnie Walker
gaming [Nioh - Full Playstation Experience Trailer PS4](https://www.reddit.com/gaming/comments/5sjnbx/nioh_full_playstation_experience_trailer_ps4/)
AskReddit What do you think the United States should do to enact meaningful criminal justice reform? serious United
Showerthoughts Twinkle twinkle little star and the ABC -song have the same melody. ABC
worldnews 'Cyborg' Twitter accounts see conservative voices dominate around the clock Twitter
AskReddit Who manages politician's Twitter accounts? Staffers? Twitter
worldnews Astronomers Discover Stray Black Holes Hiding in the Milky Way Discover
news 22 refugees entered Manitoba near Emerson border over the weekend - Manitoba Emerson
todayilearned TIL that United Airlines deployed over 200 trained comfort dogs to help reduce stress for holiday travelers. United
videos World Extraordinary Homes 1h BBC Document BBC
AskReddit If Walt Disney really was frozen and we somehow revived him, what would he say and do now? Walt Disney
pics This is the coolest McDonald's building I have ever seen... McDonald's
funny My wife re-named her Apple Air Pods 🍎 Apple
nottheonion Taco Bell burglar foiled by footprints left in the snow Bell
AskReddit What is a good android todo app that syncs with Google todo? Google
AskReddit Gamers of Reddit. What would you recommend to some one who just upgraded to this Xbox One? Xbox
movies Dr. Strangelove. Why is this movie rated so high? I know it's Stanley Kubrick, but I didn't like the movie at all! Both The Shining and A Clockwork Orange are in my top 10 list. Can someone explain me what I missed or what should I look for if I'm going to watch it once again? Orange
AskReddit What does BMW stand for? BMW
todayilearned TIL that the U.S. Customs and Border Protection agency can legally force you to unlock your phone and check your texts and Facebook messages before letting you into the country. Facebook
Futurology Otto wins Hot New Startup at the Crunchies - "The company came out of stealth in May 2016, revealing its plan to develop self-driving technology for semi-trucks. In August Uber purchased the company and all-star team to help expand its autonomous efforts." Uber
gaming VIDEO Hitman: Elusive Target #19 - Triple Agents Neck & Neck Murder Target
gaming Should I get multi-platform titles for PS4 or Xbox One? Xbox
worldnews In Twitter Posts, Newly Elected UK Labour Official Accuses 'Israel Lobby' of Controlling British Government Twitter
AskReddit What are some funny things to put in Google Image Search? Google
news The European village where Muslims and gays are unwelcome - BBC News BBC
Jokes You stole my Microsoft Office Microsoft
todayilearned TIL when United Airlines baggage handlers broke a musician's valued guitar and then spent a year refusing to pay for repairs, he wrote a song called "United Breaks Guitars" that got over 16 million hits on YouTube, caused United stock to sink 10%, and finally forced them to pay $3,000 compensation. United
personalfinance Help With $25.5k of CC Debt - Should I Take Chase Payment Plan? Chase
funny He didn't even use Google Translate Google
Jokes On my way for the latest Porsche presentation.. Porsche
dataisbeautiful Rivers and waterways of the United States OC United
videos Get a $100 Victoria's Secret Valentines Visa Gift Card Victoria's Secret
pics January 29, 2017: Protesters against the executive order that banned refugees and legal residents from 7 countries from entering the United States United
todayilearned TIL that a plaintiff sued Pepsi for a Harrier Jet advertised on television as costing 7,000,000 Pepsi points - plaintiff lost the lawsuit. Pepsi
mildlyinteresting Newest top secret BMW model made in P.R.C. BMW
aww DOGS CAN NETFLIX AND CHILL TOO... NAAAUGHTY DOGGO ; NETFLIX
todayilearned TIL Adolf Hitler's mother, Klara Hitler, died from breast cancer in 1909. In 1940 Adolf showed gratitude to their family doctor Eduard Bloch who was Jewish for treating his mother by allowing him to emigrate with his wife to the United States from Austria. United
science Using science to see which countries are following through on Paris climate change goals -the recent slowdown in global emissions growth is due in large part to the reduction in the growth of coal use since 2011 – first in China, and then the United States. United
funny Harambe shaped Cheeto sells for $99k on eBay this morning eBay
Futurology Scientists Discover 83 Genetic Mutations That Help Determine Your Height Discover
nottheonion Harambe shaped cheeto sells for 99k on eBay this morning eBay
gaming HALO WARS 2 Gameplay Trailer 2017 PC , PS4 , VR , Xbox One Xbox
movies The Lego Ninjago Movie - Trailer tease Lego
television The Shannon Matthews Disappearance - The Moorside Project on BBC 1 Tonight @ 9 BBC
todayilearned TIL that the USA only contributes 72 troops to United Nations Peacekeeping Operations, despite having the 2nd largest military in the world. China, with the largest military in the world, contributes over 2000. United
worldnews Former UFU president wins pollution appeal - BBC News BBC
funny Shot on a Google Pixel Google
pics Does anyone else see the irony? Bud Light Ad on a Bill Hicks Drugs standup video? Bud Light
movies [The Lego Ninjago Movie Trailer #1 2017 Movieclips Trailers](https://www.reddit.com/movies/comments/5slmha/the_lego_ninjago_movie_trailer_1_2017_movieclips/)
todayilearned TIL that there are as many Western Union agent locations worldwide as Post Offices, McDonald's, Starbucks and Walmarts... combined! Starbucks
AskReddit If you were profiled based on your Reddit activity, versus your Facebook profile or Google logins, what do you think the internet would make of you? Google
AskReddit If you were profiled based on your Reddit activity, versus your Facebook profile or Google logins, what do you think the internet would make of you? Facebook
Showerthoughts I always worry at work when I type BBC into the search bar. I could get fired when all I wanted was to read British news online. BBC
videos Meteor Lid up the Midwestern Sky at 1:30 am Monday Morning Feb 6 Sky
AskReddit What is you experience with Microsoft two step verification? Microsoft
news Frenchman describes brutal 'police rape' - BBC News BBC
worldnews Frenchman describes brutal 'police rape' - BBC News BBC
pics The 44th President of the United States United
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